Loan Programs

We keep options simple and customize solutions as needed.  Our philosophy is to make financing straightforward and streamlined so you can focus on your project.
Basic loan guidelines are as follows:

  • No application fee
  • $50,000 to $5,000,000 per loan
  • 3 to 12 month terms
  • 2% to 6% loan fee
  • 12% per annum interest only payments
  • Up to 65% loan to finished project value
  • Up to 100% financing for select projects
  • Rapid loan approvals in as little as 24 hours

Some of our unique loan features:

  • 2nd deed of trust liens available for select projects.
  • No 3rd party construction draw inspectors. We perform inspections internally for rapid turnaround and disbursements.
  • No 3rd party appraisals needed prior to our funding of purchases. We determine value of the project internally for rapid decisions and accurate analyses.
  • Acquisition and vertical construction combination loans available
  • Construction draw request response and turnaround within 48 hours

Typical projects that we fund:

  • Spec single family home construction
  • Spec multi family construction – townhomes, rowhouses, apartments
  • Lot and parcel acquisition
  • Cash out loans on free and clear properties
  • Commercial property acquisition
  • Rental property acquisition

To discuss your specific situation, call us at 425-678-3300.